!css

支持中小企业

法兴集团首席执行官吴棣言如是说。

非洲是一个充满机遇和变革的地方。除了非洲活力十足的创业生态系统之外,我们相信首先推动非洲经济增长的是私营部门和所有经济参与者——包括法国和非洲的中小型企业和中型企业的共同努力

法兴集团深信中小企业在国家可持续发展中发挥的重要作用 ,所以一直积极参与各项倡议支持中小企业的项目,旨在陪伴法国和非洲的中小型企业在非的发展。

Agence Française de Développement

 

The AFD is France’s inclusive public development bank. AFD commits financing and technical assistance to projects that genuinely improve everyday life, both in developing and emerging countries and in the French overseas provinces.

In keeping with the United Nations Sustainable Development Goals, AFD works in many sectors - energy, healthcare, biodiversity, water, digital technology, professional training, among others - to assist with transitions towards a safer, more equitable, and more sustainable world.

 

ARIZ Programme

 

Over the past ten years, AFD and Societe Generale Group have worked together to support more than 1,250 African businesses in their development projects through more than 500 million euros of financing guaranteed by ARIZ, a risk-sharing mechanism. In many cases, cooperation between AFD and Societe Generale has facilitated access to financing for particularly complex or ambitious projects. This is the case, for example, in Madagascar where Société Générale Madagasikara has been able to finance local operators in the aquaculture sector such as UNIMA and thus work towards sustainable aquaculture.


Bpifrance is a public investment bank, which supports companies in their development through the investment and expertise.

Since September 2013, Societe Generale and Bpifrance have been involved in a partnership agreement aimed at encouraging and supporting the international growth of French companies.

This agreement highlights the complementary nature of Bpifrance and Societe Generale's international expertise, particularly in Africa. It is based on strong actions to facilitate the export and internationalization of French companies, in particular the provision of consulting, co-financing and guarantee services with the Bpifrance range of products, as well as Societe Generale’s expertise and facilities in the field of Trade Finance.

SUPPORTING THE DEVELOPMENT OF AFRICAN SMEs

Supporting the development of African SMEs through SME Houses

 

MPME2.jpgThe concept of the SME House is a multidimensional support approach to meet the needs of SME managers.
Societe Generale brings together international and local players to work together to remove the main obstacles to the creation and development of businesses:
by providing accounting, technical or legal expertise; by providing advice, training, monitoring or awareness of environmental and social issues,
and, of course, by studying financing solutions at all stages of the company's life cycle.

MPME3.png

Societe Generale dedicates this space to SMEs. They can meet with dedicated Societe Generale advisors as well as with the partners present to provide their expertise. This unique model, which also relies on mentoring by Group employees, has been deployed by the end of 2022 in 7 other Societe Generale subsidiaries in Africa (in Côte d'Ivoire, Burkina Faso, Benin, Ghana, Guinea, Cameroon and Madagascar).

 

Providing adapted and efficient services

A specific expertise


Accompanying an SME is a profession, we have trained and positioned teams in each of our subsidiaries dedicated to the SME market.

Adapted and rapid processes


We have recently reviewed our credit granting processes for simple financing operations to improve our response time.

A tailored commercial offering

 

  • Equipment leasing solutions to finance vehicles and various capital goods, but also factoring and reverse factoring offers.
  • Our remote transactional banking solutions are also being upgraded to improve the customer experience;
  • New packaged offers including a basket of day-to-day banking services are being launched, aiming at further digitalisation and simplification of the billing of our services.

 

The Bank aims to support the CSR impact of these SMEs by monitoring social impact, developing a green finance offering and reaching out to high-risk, "innovative" SMEs via blended finance solutions.


Finally, Societe Generale will continue to rely on the guarantees of International Financial Institutions in order to facilitate access to credit.

Societe Generale is also committed to small businesses in the informal sector, through an active financial inclusion approach, including through its cooperation in the field of microfinance.

 

 



To go further
11
Apr
2023
LE SOUTIEN DES PME EST CLÉ POUR LE DÉVELOPPEMENT DE L’AFRIQUE
11
Apr
2023
支持中小企业
我们的产品和服务
支持中小企业
24
Oct
2022
Best SME Bank 2023 in Africa, Cameroon & Côte d'Ivoire
On October 18, Global Finance magazine announced the winners of the second edition of the SME Bank Awards 2023.
Awards
On October 18, Global Finance magazine announced the winners of the second edition of the SME Bank Awards 2023.
Best SME Bank 2023 in Africa, Cameroon & Côte d'Ivoire
01
Jan
1970
量身定制的产品
我们的产品和服务
量身定制的产品
20
Oct
2021
Best SME Bank Awards 2022
Société Générale awarded in Côte d'Ivoire
Awards
Société Générale awarded in Côte d'Ivoire
Best SME Bank Awards 2022
22
Mar
2021
Inauguration of the SME House (Maison de la PME) in Madagascar
A dedicated space to meet the SMEs’ expectations.
我们的产品和服务
A dedicated space to meet the SMEs’ expectations.
Inauguration of the SME House (Maison de la PME) in Madagascar